← REGENERATIVE + FINANCERisk & Underwriting Layer
CAPITAL COORDINATION + UNDERWRITING
From farm change to finance-ready evidence.
Aridon identifies the real constraint, coordinates blended capital, and connects soil, water, production, insurance and financial evidence to a lender-ready risk profile.
2. Economics
FINANCING GAP
$180,000
Directional DSCR 2.22x · debt/project cost 60%
COORDINATED CAPITAL STACK
Finance the constraint, not just the farm.
Producer equity
$30,000
Owner commitment
Grant / cost share
$90,000
NRCS, USDA, state, foundation or corporate support
Equipment / project debt
$126,000
Cash-flow-supported senior capital
Impact / subordinated capital
$54,000
Fill transition or risk-sharing gap
REGENERATIVE RISK & UNDERWRITING
Translate resilience into underwriting evidence.
These scores are decision support, not a credit decision or actuarial certification. Aridon preserves the evidence so lenders and insurers can apply their own models.
Soil
55
Water
72
Production
70
Financial
84
Climate
68
Insurance
56
Data
65
UNDERWRITING READINESS
69/100
Promising. Close evidence or cash-flow gaps before lender or insurer review.
MEASUREMENT HISTORY
Build the actuarial and performance record over time.
Permission-controlled packet
Aridon can identify a partner without sharing producer data. Approval is recorded before economics, scores or measurements leave the producer workspace.
Partner-ready output
Use of proceeds, capital stack, producer contribution, grants, DSCR, risk drivers, loss history, soil/water/production evidence, verification status and disclosure permission are assembled in one trail.